Insurance Claims
Why Was My Insurance Claim Denied?
Unfortunately, insurance companies often interpret and manipulate the language in their policies to minimize or deny valid claims. Insurance providers have a significant self-interest to protect their cash reserves and to avoid payouts to policyholders. When an insurance company denies or undervalues a claim, they may allege that:
The loss is excluded from the policy.
The damages are less than what the insured is claiming, or falls below the policy deductible.
The insurance company’s “independent experts” or “independent adjusters” have determined that no covered loss occurred or is excluded from the policy.
Types of Insurance Disputes Handled
We are committed to helping clients settle insurance claims disputes in a wide range of practice areas. The following is a list of many of the types of insurance disputes handled by the attorneys in our offices:
Motor vehicles
PIP claims (including first party)
Homeowners
Fire claims
Tornadoes
Sinkholes
Hurricane damage and tropical storm damage
Business property losses
Bad faith claims
We Fight For The Full Value Of Your Claim
Castañeda Law Group has extensive experience helping clients recover the insurance benefits to which they are entitled. Your insurance company has substantial resources to hire experts to protect their interests in denying your claim. Our law firm has the resources to retain experts to honestly assess your claim and ensure that you have a level playing field when fighting your own insurance company.